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Are you the type who hates to mix gold with silver jewelry? When you dont like mixing metals it kind of limits you from wearing a few jewelry pieces at one time. I actually prefer stainless steel over the all gold watches.. According to Nordstrom, the TWO-TONED watch is a new trend now. I`m not sure how I feel about this but I guess it really depends on the style of watch. I like the image of the model mixing both gold and silver bracelets with the watch. That way it doesnt look to awkward or clash metals. Even though the two-toned can tend to look a little "old and dated" I am really liking the Michael Kors one in the 2nd image. The right watch can actually end up looking like a classic and staple piece. This two toned style can totally solve your dilemma of choosing gold or silver. Since its now a trend, there is more variety of watches like this available so you can choose the one that best fits you. All watches shown are from Nordstrom.
2nd image: Michael Kors $295
3rd image: Burberry $595