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This week brings an interesting new entrant in the mobile payments space, with Geode, from iCache. Geode bills itself as the worlds first secure digital wallet for the iPhone. It caters especially to those squeamish about security: almost absurdly, Geode uses a fingerprint reader to lock down your e-wallet.
The idea behind Geode is a cool one. Geode is actually a mixture of hardware and software, with a number of components to it. Geode comes in the form of a special iPhone case, equipped with a fingerprint scanner, an E Ink screen, and a special card that can masquerade as your various credit or debit cards.
You remember that episode of Seinfeld where George had the wallet so thick he could barely close it? We are all George Costanza, to one degree or another, these days. I periodically have to make tough decisions about just which loyalty cards or credit cards I actually care enough about to include in my wallet. Geode obviates that choice. It lets you swipe your various credit cards and debit cards, creating profiles for each in your phone. Then, Geodes own card (which tucks into the back of the Geode case) can be imprinted with the data from one card or another. As for your various loyalty cards, you can use your iPhone camera to scan and store their barcodes. You can then leave the cards at home, and summon up an image of the relevant barcode for scanning on the E Ink screen on the rear of your Geode.