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Software is now available for iPhones and should arrive soon to Android devices.
Transfers need no longer be suffering because they can be made directly by smartphones - and dispensing database applications. With Pay app Bump, who has an iPhone - and, soon, who also has a device with Android - you can conduct financial transactions in a few seconds.
The problem of application is that the two people who are participating in the transaction must be with the software installed on their smartphones. Moreover, it is also necessary that both are in the same location as the connections between the accounts are done in person.
It is not necessary to conduct a special register in the service, only to have a PayPal account and then deposit funds into it - they are the credits to be transferred from PayPal to the account of another person.
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